Miami Reigns as the Top City for All-Cash Home Sales

Miami continues to lead the nation as the top city for all-cash home sales. In early 2026, while cash buyers across the U.S. decreased by 11.2%—a sharper drop than the overall market’s 8.5% decline—the share of all-cash purchases still held strong at around 31%. This enduring strength is something I’ve seen firsthand in our Miami–Fort Lauderdale market, where increased inventory and more moderate prices are encouraging a broader mix of buyers. Having spent years negotiating and managing residential transactions here, I know how important it is to understand the dynamics between cash and financed buyers—especially as competition shifts. It’s just one of the reasons our market remains unique and resilient.